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1913 FIREMANS FUND INSURANCE FOR JHS \ EW No A511Od?9 OLD \0.. . ,‘ -.111, 7- 444 -Nik 7- -4,, ii IF I lt 11 11AVL-N 11 1.._ ) A_N i ___ , , ,_ • ,,,, _ f I „.., _ hEll ,- sic E:7:-. - . ,, , , i_.; p-t_ : i 9---i2 Ai ik -_-_, sy s, 1"_ _ M ,s„'s .---.444 - _ ."set ' . - .aye OF SAN FRANCISCO, CALLA • In Consideration of the 6tipuled101)S herein named and of Thirty Two gollarsQremium g oeslnsure_Trustees of Jefferson County Free high School three years eighth forfihe term of y from the g day of September 1910 atnoontothe eighth day of September l� l3 at noon AGAINST ALL DIRECT LOSS OR DAMAGE BY FIRE EXCEPT AS HEREINAFTER PROVIDED t0 an a11101.1 nt not exceed 1ng Two Thousand go!larstoThefollowing described property while located and contained as described herein and not elsewhere to Wit: $2000, On the two story and basement buick building and additions of like kind and constructionadjoining and communicating therewith, including foundations,elevators, glass of all kinds and size, wall and ceiling decorations; gas, steam and water pipes and connections, electric bell, electric—light wiring, their fixtures and connections, stationary heating apparatus and all o other permanent fixtures and improvements, while contained in, attached to and forming a aprt of said building and additions, while occupied as a SCHOOL BUILDING and situate as follows; On the East side of Main Street, between 4th and 5th, Avenues, Boulder, Montana. Permission is granted without notice for plumbing, gas, steam and electric fittings, to make additions, alterations and repairs (this insurance to cover on same) ; to use coal oil and wood stoves coal , oil lamps and electric lights, . Othe insurance permitted, Lightning clause attached to policy, This slip is attached to and made a part of Policy No.A511099 of the Fireman' s Fund Insurance Company, /--- Agent. This policy is made and accepted subject to all of the stipulations and conditions,printed on the back hereof, which are specially referred to, and made part of this policy, together with such other provisions, agreements or conditions as may be endorsed hereon or added hereto, and no agent or other representative of this company, except an officer of this company, shall have power to waive any provision or con- dition of this policy except such as by the terms of this policy may be the subject of agreement endorsed hereon or added hereto, and as,to such provisions and conditions no officer, agent or other representative shall have such power or be deemed or held to have waived such pro- visions or conditions unless such waiver is written upon or attached hereto, nor shall any privilege or permission affecting the insurance under this policy exist or be claimed by the insured unless so written or attached. No act of, or statement made by, any officer, agent, or other representative, shall operate as an estoppel upon this company unless such act or statement shall be by this company endorsed upon this policy. 3ln lettnens Ulhernif, THE FIREMAN'S FUND INSURANCE COMPANY has caused these presents to be signed by its duly authorized officers, in the City and County of San Francisco, State of California, but this Policy shall not be valid unless countersigned by the Company's duly authorized agent at Boulder, Montana,,__ 4111P , 0 Qs2OF, S"et/r/ervx. /i a•ii/iii/. Boulder, Montana, Countersigned at this 1 / '%� 9th day od Sept, 10 19 L/-ter Agent. t.- - - - — — DUMBER A511099 t- , EXPIRES Sept 8th, 1913, -' LOCATION High School Bldg. , AMOUNT $2000,00 $32,00 , PREMIUM INSURED Trustees of Jefferson k County Free High School ,.. FIitEMktN'S FIlINI) INSURANCE COMPANY f .. SAN FRANCISCO.CALIFORNIA. HOME OFFICE 4 0 - 405 CALIFORNIA $TREE T. S.F.Tuttie, Agent. f V • PLEASE READ YOUR POLICY• It isimpoPtantthat the wr'ittep poPtions of all policies eoverk ing the same pr'oper'ty Pead exactly alike. If they do pot,they should be made upifor'm at ogee. .� s -11- • STIPULATIONS AND CONDITIONS SPECIALLY REFERRED TO ANI) MADE PART OF �1�HIS ��ULICY. 1 This company shall not be liable beyond the actual cash value of he property at the time any loss or damage occurs nor beyond the actual 2 interest of the insured named herein in said property,and the loss or damage shall be ascertained or estimated according to such actual c:ish value, 3 with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the 4 same with material of similar kind and quality; said ascertainment or estimate shall be made by the insured and this company or, if they differ, 5 then by appraisers, as hereinafter provided; and the amount of loss or damage having been thus determined, the suns for o hich chi; company. 6 is liable pursuant to this policy shall be payable sixty days :titer due notice, ascertainment, estimate and satisfactory proof of the loss hate been 7 received by this company in accordance with the terms of this policy. It shall be optional, however, with this company, to take all, or nny part, 8 of the property at such ascertained or appraised value, and also to repair, rebuild c- replace the property lost or damaged, with other of similar 9 kind and quality within a reasonable time on giving notice, within thirty days after the receipt of the proof herein required, of its intention so 10 to do; but there can be no abandonment to this company of the property described. 11 This entire policy shall be void if the insured has concealed or misrepresented in writing or otherwise, any material fact or circumstance con- 12 corning this insurance or the subject thereof; or it the interest of the insured in the property be not truly stated herein; or in case of any fraud 13 or false swearing by the insured, touching any matter relating to this insurance or the subject thereof, whether before or after a toss. 14 This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall 15 hereafter make or procure any other contract of insurance,whether valid or not, on property covered in whole or in part by this policy; or if the 16 subject Of insurance be a manufacturing establishment and it be operated in whole or in part at night later than ten o'clock; of if it cease to be. 17 operated for more than ten consecutive days; or it the hazard be increased by any means within the control or knowledge of the insured; or if IS meehrtnics, artisans or workmen be employed in building, altering or repairing the within-described premises for more than fifteen days at any 19 one time; or if the interest of the insured lm other than unconditional and sole ownership; or if the subject of insurance be a building on ground 220 not owned by the insured in fee-simple; or if with the knowledge of the insured, foreclosure proceedings be commenced or notice given of sale 1 of any property covered by this policy by virtue of any mortgage or trust deed; or if any change, other than by the death of the insured, takes Z place in the interest, title or possession of the subject of insurance (except change of occupants without increase of hazard), whether by legal 23 process or judgment, or by voluntary act of the insured or from ruts other cause; or it this policy be assigned before a loss; or if illuminating gas 24 or vapor be generated in the described building for adjacent thereto) for use therein; or if (any usage or custom of trade or manufacture to the 25 contrary notwithstanding) there be kept, used or handled on the above-described premises, either temporarily or permanently, in any quantity 26 or for any purpose, benzine, bonzole,benzine varnish, carbide, saltpeter, dynamite, ether. fireworks, gasoline, Greek fire. gunpowder exceeding 27 fifty pounds in quantity. naphtha, nitro-glycerine or other explosives,phosphorus or petroleum or any of its products of greater inflammability 28 than kerosene oil of the United States standard. (which last may be used for lights and kept for sale according to law but in quantities not exceed-- 29 ing five barrels, provided it be drawn and lamps filled only by daylight, or at a distance not less than ten feet from artificial light); or if a 30 building herein described, whether intended for occupancy by owner or tenant. be or become vacant or unoccupied and =o remain-for ten days; 31 or if the property, real or personal, covered by this policy. be or become Membered by a mortgage,trust deed,judgment,or from any other cause. 32 This company shall not be liable for loss caused directly- or indirectly by invasion, insurrection, riot, civil tear or commotion- nr military or 33 usurped power, or by order of any civil authority. whether such order he legal or not. nor in consequence of any neglect of, or deviation from 34 police or municipal laws, rules or ordinances where such exist: or by theft; or by neglect of the insured to use all reasonable means to save and 35 preserve the property at and after a fire.or when the property is endangered by fire in neighboring premises; or, (unless ]ire ensues, and, in that 36 event, for damage by (ire only) by explosion of any kind, or lightning but liability for direct damage by lightning may be assumed by specific 37 agreement hereon. 38 If a building or any part thereof fall or become untenantable because of explosion, lightning,or any other external or internal cause, except 39 as the result of tire, all insurance by this policy on such buildings or its contents shall immediately cease. 40 This company shall not be liable for loss to accounts, bills, currency, deeds, evidences of debt, money,notes or securities: nor.unless liability 41 is specifically assumed hereon, for loess to awning:, bullion, casts,curiosities, drawings, dies, implements, jewels, manuscripts, medals, models, 42 patterns, pictures, jewelry. plate, hooks. opium, sidewalks, or wooden roofs over fire-proof roofs, scientific apparatus, signs, store or office 43 furniture or fixtures, sculpture. tools or property held on storage or for repairs; nor beyond the actual value destroyed by tire, for loss occa- 44 signed by ordinance or law regulating construction or repair of buildings, or by interruption of business. manufacturing processes, or other- 45 wise; nor for any greater proportion of the loss on plate glass, frescoes, and decorations, than that which this policy shall bear to the whole 46 insurance on the building described. 47 If an application,survey.plan,or description of property be referred to in this policy it shall be a part of this contract and a warranty by the insured 48 In any matter relating to this insurance no person, unless duly authorized in writing, shall be deemed the agent of this company. 49 This policy shall be canceled at any time at the request of, and upon surrender of same by insured, the company retaining or collecting the 50 customary short rates for the time for which it had been in force; or it may be canceled by this company by delivering. or by mailing to the 51 insured at his last known address, live (5) days'written notice of such cancellation (unless the insured waives such notice by the surrender of 52 this policy) and if the premium has been paid, by delivering, or by mailing to the insured at his last known address, in cash, postal money order 53 or the company's check, the pro rata unearned premium thereon. 54 If. with the consent Of this company, an interest under this policy shall exist in favor of a mortgagee or of any person or corporation having 55 ant interest in the subject of insurance other than the interest of the insured as described herein. the conditions herein contained shall apply in 56 the manner expressed in such provisions and conditions of insurance relating to such interest as shall be written upon, attached or appended 57 hereto. But any claim of such payee, mortgagee, person or corporation under this policy shall immediately cease upon surrender of actual 58 possession of.said policy to this company. 59 If property covered by this policy is so endangered by fire as to require removal to a place of safety, and is so removed, that part of this 60 policy in excess of its proportion of any loss and of the value of property remaining in the original location, shall, for the ensuing live days 61 only, cover the property so removed in the new location; if removed to more than one location, such excess of this policy shall cover therein 62 for such live days in the proportion that the value in any one such new location bears to the value in all such new locations; but this company 63 shall not, in any case of removal, whether to one or more locations,be liable beyond the proportion that the amount hereby insured shall bear 64 to the total insurance on the whole property at the time of lire, whether the same cover in new location or not. 65 Any floating or general policy or any policy containing an average or co-insurance clause, attaching in whole or in part, to the property 66 covered by this policy.shall,as between the insured and this company,be considered as contributing insurance for the full face amount of such 67 policy, and liable as such to pay pro rata. any loss, total or partial, on the property hereby insured. 68 If fire occur the insured shall give immediate notice of any loss thereby in writing to this company. protect the property from further 69 damage, forthwith separate the damaged and undamaged personal property, put it in the best possible order, make a complete inventory of the 70 same, stating the quantity and cost of each article; and, within sixty days after the commencement of the fire, unless such time is extended in 71 writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the 72 insured as to the time and origin of the fire; the interest of the insured and of all others in the property; the cash value of each article and the 73 amount of loss claimed thereon; all incumbrances thereon; all other insurance. whether valid or not, covering any, and. or all of said property; 74 and a copy of all the descriptions and schedules in all policies; any changes in the title. use. occupation, location, possession or exposure of said 75 property- since the issuing of this policy: by whom and for what purpose any building herein described and the several parts thereof were occu- 76 pied at the time of lire; and shall furnish, if required, verified plans and specifications of any building, fixtures or machinery destroyed or dam- 77 aged; and shall also, if required, furnish a certificate of the magistrate or notary public (not interested in the claim as a creditor or otherwise, 78 not related to the insured) living nearest the place of fire,stating that he has examined the circumstances and believes the insured has honestly 79 sustained loss to the amount that such magistrate or notary public shall certify. 80 The insured, as often as required,shall exhibit to any person designated by this company all that remains of any property herein described, 81 and submit to examinations under oath by any person named by this company either before or after furnishing tine proofs herein required and 82 subscribe the same; and as often as required, shall produce for examination all hooks of acccnunt, hills, invoices and other touchers, or certified 83 copies thereof if originals be lost, at such reasonable place as may he designated by this company or its representative, and shall permit extracts 84 and copies thereof to be made. 85 In the event of disagreement between the insured and this company as to the amount of loss to any property insured tinder this policy, or as 86 to whether the loss to the property be total or partial. the same shall,as hereinbefore provided, be ascertained by two competent and disinter- 87 ested appraisers, the insured and this company each selecting and naming one, in writing, and the two so chosen shall first. in writing, select a 88 competent and disinterested umpire. The said appraisers shall then.together, estimate stud appraise the doss, Stating in a schedule in detail the 89 sound value of. and the amount of loss on each ;uncle, and failing to agree on the amount of loss on any one article insured, shall forthwith, 90 and before proceeding further with the appraisement. submit such article. with their differences thereon, to the umpire, and the award in writing 91 signed and sworn to by any two, either the appraisers, or an appraiser and the umpire, shall fix and determine the amount of the loss on the 92 property. 93 The insured and company shrill pay to the appraisers respectively selected by them rind shall bear squally the expense of the appraises and umpire 94 "[his company shall not be held to have waived any provision or condition of this policy or any forfeiture thereof by any requirement.rement. Set, or 95 proceeding on its part relating- to the appraisal or to any examination herein provided for: and the loss shall not become payable until .sixty days 96 after the notice, ascertainuent, estimate and satisfactory proof of the loss herein required have been received by this company, including an 97 award by appraisers when appraisal has been required. 98 This company shall not he liable under this policy fora greater proportion of any loss on the described property, or for loss auil expense 99 of removal from premises endangered by lire. than the amount hereby insured shaft bear to the Whole insurance, whether valid or not. or by 11th solvent or insolvent insurers, covering such property, and the extent of the application of the insurance under this policy or it the contribution 101 to be made by this company in case of loss, may be provided for by agreement or condition written hereon or attached or appended hereto. 102 Liability for re-insurance shall be as specifically agreed upon. 103 If this company shall claim that the fire was caused by the act or neglect of any person or corporation, private or municipal, this company- 11)4 shall, on payment of the loss, be snbrogatcd to the extent of such payment to all right of recovery by the Insured for the loss resulting there- 105 from, and such right shall be assigned to this company- by the insured on receiving such payment. 106 'Whenever this coon-:uns shall pay any moitgagee (or trustee) of the property hereunder, any sum for in or damage under this 107 policy and shall claim that, as to the nlortgat or or owner, no liability therefor existed, this company shall, to the extent of such payniient. be 108 thereupon legally subrogated to all the rights of the party to whom such payment shall be made, under all securities held as collateral to the 109 mortgage debt, or may at its option, pay to the mortg'a<gee. t or u-ustcel the whole principal due or to grow due on the urn tgage with interest, 110 and shall thereupon receive a full assignment and transfer of the mortgage and of all such other securities. Ill No suit or action on this policy. for the recovery of any claim, shall be sustainable ill ally Court of law or equity until alter roll compliance 113 by the insured with all the foregoing requirements, nor unless commenced within twelve months next after the date of the commencement of 113 the fire. 114 The proofs of loss required herein shall be made by and with the insured, whether the loss under this policy is made payable to a third. 115 party or tint, unless otherwise agreed by this company by written endorsement hereon. 116 Wherever in this policy the word "loss- occurs. it shall be deemed the equivalent of "loss or damage." TRANSFER (FOR INSURED TO SIGN.) The ownership of the property herein insured/rcrriu,i,'- uctnal/t' Passed to - for value received, hereby transfer, and assign, onto.------.. -. -.all -title and interest in this Policy, subject to all the terms and conditions herein mentioned and referred t... Dated,- 17 IN.5 ti r:». CONSENT (FOR AGENT TO SIGN.) The ownership of the pm opertr herein insured Navin,-antra//-I'pas.cecf to The FIREMAN'S FUND INSURANCE COMPANY hereby consents that the interest of in the within Policy, subject to all the terms and conditions herein mentioned and referred to, and subject to the payment of any premium due, or to become due Hereon, be assigned to - AGENT. TRANSFER (FOR INSURED TO SIGN.) The ozc'netship of the property herein insured lrat in, nr tua//r passed to for value received,- hereby transfer, and assign. unto- all title and interest in this Policy, subject to all the terms and conditions herein mentioned and referred t . 1+1 INSl taco. CONSENT (FOR AGENT TO SIGN.) The owner-skip of the property herein insured //(1-;"///,;,,ell/Ulf/4 pressrr/to The FIREMAN'S FUND INSURANCE COMPANY hereby consents that the interest of in the within Policy, subject to all the terms and conditions herein mentioned and referred to, and subject to the payment of any premium due, or to become due hereon, be assigned t.+... _1 ;ENT. 19 Received from the FIREMAN'S FUND INSURANCE COMPANY Dollars, the same being the amount (tt RETURN PREMIUM on this Policy, which is hereby canceled and surrendered from this date. Pro rata rate Canceled at If pro rata state reasons. Short rate